Written Testimony of Chief of Homeownership Preservation Office Phyllis Caldwell Before the House Committee on the Judiciary

WASHINGTON, D.C. – December 2, 2010 – (RealEstateRama) — Chairman Conyers, Ranking Member Smith, and Members of the Committee, thank you for the opportunity to testify today regarding issues surrounding mortgage servicing. This testimony will cover two key areas: first, the steps we are taking to ensure that servicers participating in the Making Home Affordable (MHA) program are adhering to program guidelines in light of the recent foreclosure issues, and second, the accomplishments of MHA to date and its impact on mortgage servicing.