Friends call Lynne Zane, 68, “Captain Zane” because of her career as a boat mate with the U.S. Coast Guard. During her time with the Coast Guard, Ms. Zane worked on everything from oil spills to ocean rescue missions. Then she was injured on the job. Soon, she found that after paying bills, her disability income would neither cover the maintenance of her 90-year-old home nor the repair of Hurricane Katrina damage.
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